- Lend to the top 2% of India’s most creditworthy people,
- filtered through an unmatched risk mitigation mechanism.
- Earn up to 11% p.a., minimum investment ₹50,000.
Per Annum is an offshoot of our orginal P2P investing platform, Lendbox. Our first offering is in partnership with Uni Cards, one of the hottest BNPL (Buy Now, Pay Later) players in the Indian Fintech space right now.
Uni has launched India’s first Pay 1/3rd card – this allows splitting payments into 3 parts with flexi repayment options. Uni cards are offered to only those with exceptional, demonstrable credit histories. Per Annum will provide financing via lines of credit.
99.99% of merchants in India accept Uni cards
Fixed Term Investment
- Earn up to 11% per annum
- Minimum tenure of 12 months
- Minimum investment of ₹1 lakh
- maximum ₹50 lakhs
- No TDS on withdrawal
Flexi Investment
- Earn up to 9.5% per annum
- Minimum investment of ₹50,000
- No minimum tenure
- No TDS on withdrawal
Lendbox, founded in 2015, is a premier tech driven NBFC- P2P recognized by RBI, that leverages new age technology to connect these credit seeking individuals with lenders. It categorizes the borrowers based on their creditworthiness and assigns rate of interests to maximize a lender’s wealth while managing risk. It is committed to change the way India invests and meets its financing needs.
- KYC compliant Borrowers.
- Money to be directly disbursed to partner’s nodal account. No diversion of funds possible.
- Attractive returns
- Receive monthly interest payments.
- Short lock-in of your investment, only 3 months.
- Pool Mechanism - You only take limited exposure on one borrower. Each investor in the pool will have equal exposure to all borrowers.
- Limited Risk - Investors are lending money against merchant’s receivables from banks.
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