introducing Per Annum by Lendbox

Per Annum is an offshoot of our orginal P2P investing platform, Lendbox. Our first offering is in partnership with Uni Cards, one of the hottest BNPL (Buy Now, Pay Later) players in the Indian Fintech space right now.

Uni has launched India’s first Pay 1/3rd card – this allows splitting payments into 3 parts with flexi repayment options. Uni cards are offered to only those with exceptional, demonstrable credit histories. Per Annum will provide financing via lines of credit.

Nitin Gupta, Uni’s founder and CEO, is a Fintech veteran and ex-founder of PayU India
Uni raised $18.5 million in seed financing through Lightspeed and Accel

99.99% of merchants in India accept Uni cards

Fixed Term Investment

Your investment wil be locked in for the duration of your choosing, efficiently compounding your returns

Flexi Investment

For those who want to access their money sooner in return for reduced returns. Your ongoing investments will be sold on the secondary market
Online Peer-to-peer lending is the practice of connecting credit seeking individuals with lenders willing to invest their investable capital through an online platform.
About Lendbox

Lendbox, founded in 2015, is a premier tech driven NBFC- P2P recognized by RBI, that leverages new age technology to connect these credit seeking individuals with lenders. It categorizes the borrowers based on their creditworthiness and assigns rate of interests to maximize a lender’s wealth while managing risk. It is committed to change the way India invests and meets its financing needs.


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